Spot Insurance | Privacy Policy

Spot Insurance Inc, a Delaware corporation (“Spot,” “Company” or ”We”), respects your privacy and is committed to protecting it through our compliance with this policy.

This policy describes the types of information we may collect from you or that you may provide when you visit our websites, including but not limited to www.getspot.com (our “Website”) or otherwise use or access our services, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information we collect:

On our Website and applications, including your access of the website through mobile devices.
In email, text, and other electronic messages between you and our Website.
In any other manner in which you provide it to us.
From our third-party partners through which you sign up for our services.
From insurers or medical providers in accordance with law.
Through mobile and desktop applications you download, which provide dedicated non-browser-based interaction between you and our Website and services.
When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.

It does not apply to information collected by:

Us offline or through any other means, including on any other website operated by any third party (including our affiliates and subsidiaries); or
Any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on the Website.

Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website or access our services. By accessing or using our Website or services, you agree to this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy ). Your continued use of our Website or services after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

We collect several types of information from and about users of our Website and services, including information:

By which you may be personally identified, such as name, postal address, e-mail address, physical address, telephone number, government-issued ID, date of birth and social security number (“ personal information ”);
Medical information for the purpose of providing claims services to you in accordance with law.
That is about you but individually does not identify you; and/or
About your internet connection, the equipment you use to access our Website and services, and usage details.

We collect this information:

Directly from you when you provide it to us.
Automatically as you navigate through the site and use our services. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.
From third parties, for example, our business partners through whom you sign up for our services.

Information You Provide to Us:

The information we collect on or through our Website and services may include:

Information that you provide by filling in forms on our Website or applications. This includes information provided at the time of registering to use our Website or applications, subscribing to our service, posting material, or requesting further services. We may also ask you for information when you enter a contest or promotion sponsored by us, and when you report a problem with our Website or services.
Records and copies of your correspondence (including email addresses), if you contact us.
Your responses to surveys that we might ask you to complete for research purposes.
Details of transactions you carry out through our Website and services and of the fulfillment of your orders. You may be required to provide financial information before placing an order for our services.
Your search queries on the Website and applications.

You also may provide information to be published or displayed (hereinafter, “posted”) on public areas of the Website and applications, on our social media accounts, or transmitted to other users of the Website and applications or third parties (collectively, “User Contributions”). Your User Contributions are posted on and transmitted to others at your own risk. Although we limit access to certain pages, please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of our services and social media accounts with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Website and services, we may use automatic data collection technologies to collect and store certain information about your equipment, browsing actions, and patterns, including:

Details of your visits to our Website and applications, your activities there (“site session”), including where you navigated and what actions you took, traffic data, location data, logs, and other communication data and the resources that you access and use on the Website and applications.
Information about your computer, device and internet connection, including your IP address, operating system, mobile device ID and browser type.

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking).

The information we collect automatically may only be statistical data and may not include personal information, or we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and services and to deliver a better and more personalized service, including by enabling us to:

Estimate our audience size and usage patterns.
Store information about your preferences, allowing us to customize our services according to your individual interests.
Speed up your searches.
Recognize you when you return to our Website or applications.
Learn who customers use our Website or services.

The technologies we use for this automatic data collection may include:

Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website.
Local Storage. Certain features of our Website may use your browser’s “local storage” to collect and store information about your preferences and navigation to, from, and on our Website. The local storage object stores the data with no expiration date. The data will not be deleted when the browser is closed, but may be deleted through your browser settings at any time.
Flash Cookies. Certain features of our Website may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Website. Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing your privacy and security settings for Flash cookies, see Choices About How We Use and Disclose Your Information.
Web Beacons. Pages of our the Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

Privacy Policy

Last Modified: March 1, 2022

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